Buying a Home? We Offer Every Option.

We’ll cover 1% of your rate for the first year* AND beat your closing costs!

There are still good reasons to refinance. See what goals we can help you meet.

Click to get a Pre-Approval Letter

    Once this form is completed you will have the option to start your application.

    Thank you for choosing Smart Mortgage Center, Inc.

    HOMEBUYER GRANTS

    Lacking the down payment for a new home? Find out more about down payment assistance programs near you.

    Check Eligibility

    USDA LOAN

    Find out if your dream home is located is a USDA eligible area for a no money down home loan.  Specialists standing by to look up eligible locations.

    Check Eligibility

    VA LOAN

    Attention military families!  Take advantage of VA benefits and buy a home with a no money down mortgage.

    Check Eligibility

    FHA LOAN

    Easier qualifications and lower down payments. No down payment? No worries we have the FHA forgivable GRANT.

    Check Eligibility

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